The Financial Beat

Cars are expensive, but in this article we are going to discuss how to use a new car quote online to help you save several hundred dollars on the cost of a new car.

Over the course of your lifetime, the cost of buying and maintaining cars will be one of your biggest expenses, if not the biggest.  Over a ten year period, a typical new car will lose approximately Read the rest of this entry »

Introduction to Individual Retirement Accounts

An IRA (Individual Retirement Account) is one of the best ways for individuals and married couples to save for retirement.  IRA’s offer numerous tax advantages, along with the opportunity to build a substantial nest egg for retirement. This article is written to provide you with IRA Information to help you make informed decisions about your individual retirement account.

For the 2009 tax year, most people are allowed to contribute up to $5,000 per year Read the rest of this entry »

Credit cards can be a double-edged sword.  On the one hand, they offer many advantages.  For example, they are a tremendous convenience, and allow you to limit the amount of cash you carry.  Credit cards are also easier to use than cash or checks, so they save time and eliminate hassles when making purchases.  Credit cards also come in handy when making online purchases, or booking travel reservations. Read the rest of this entry »

College scholarships are a key component in paying for a college education today.  Let’s face it…college is expensive!  The total cost of attending an “in-state” public university is approximately $20,000 per year, and private colleges can cost more than double that amount.  (These figures include tuition, fees, room, board, books, supplies, transportation, and incidental living expenses.)  For most families, a college education is out of reach financially without scholarships and other financial aid.

Fortunately, there are more scholarships, grants and other forms of financial aid available than ever before.  Read the rest of this entry »

Health Insurance in America is in a crisis!  And while our politicians argue about the best ways to fix it, 47 million Americans remain without health insurance.  If you are one of these millions of Americans without health insurance, I urge you to find a way to obtain health insurance for you and your family.

I know health insurance is expensive, but being without health insurance can be even more expensive.  Medical expenses are generally considered to be Read the rest of this entry »

Budgeting Software is one of the most powerful tools you can use today to manage your money properly.  Whether your goal is to pay off your debt, save more money, or simply make your money go farther, creating and using a budget is the surest way to accomplish your financial goals.  A good budget can help you eliminate wasteful spending, and help you make sure that every dollar is working for you.

If you try to manage your money without a budget, you virtually guarantee Read the rest of this entry »