Citi Platinum Select AAdvantage World MasterCard (Review)

Welcome to my review of the Citi Platinum Select AAdvantage World MasterCard.

I have to admit there’s a soft spot in my heart for the American AAdvantage frequent flyer program. After all, when American Airlines started their AAdvantage program way back in 1981, it was the only one of its kind. Today, we can enjoy the benefits of loyalty programs from all of the major airlines and hotel chains, and these loyalty programs can all be traced back to the success of the American AAdvantage program.

American AAdvantage was also a pioneer in allowing its members to use credit cards to earn miles in the program, and it has a long-running partnership with CitiBank in offering a variety of credit cards that earn miles in the AAdvantage program. This review is specifically about the Citi Platinum Select AAdvantage World MasterCard.

This particular card is one of the “best of the best” in the Read the rest of this entry »

Online College Degrees

online college degrees

Online college degrees are more popular than ever before.  With the current economic climate, online college degrees are providing options to those who have lost their jobs, or who wish to improve their current earning potential.

If you are interested in getting an online college degree, there are a few things to consider.  First, when it comes to taking classes online, Read the rest of this entry »

Identity Theft Protection

Identity Theft ProtectionIdentity theft protection is critical in today’s society. Identity theft occurs when a dishonest person acquires your personal information, such as your social security number, and uses it to commit fraud.  Oftentimes, the identity thief will use this information to obtain a credit card in your name and go on a spending spree.  Once your identity has been stolen, getting things straightened out can be a time consuming and difficult process.  Obviously, identity theft protection on the front end is better than having to clean up the mess from identity theft on the back end. Read the rest of this entry »

Rewards Credit Cards

rewards credit cardsI’m a big believer in rewards credit cards, because if you use them wisely, you can get some great free stuff.  Over the years, I’ve gotten more great free stuff than I can name from using rewards credit cards.  A small sample includes two trips to Hawaii, a trip to New York, countless free hotel stays in various cities, free meals, gift cards, cash back, and more.  You get the point.  These rewards credit cards have enabled me to do things I wouldn’t have done otherwise.  For example, it’s a lot easier to justify a trip to Hawaii if the airfare and hotel are free.

But there’s one big caution you have to keep in mind with rewards credit cards.  Read the rest of this entry »

30 Year Mortgages – The Best Option for Most People

30 Year Mortgages

30 Year Mortgages are the most popular mortgages today. Still, if you are in the market for a new mortgage, either because you are buying a new home, or because you are refinancing your existing mortgage, there is one question you will very likely face.  “Should I get a 30 year mortgage or a 15 year mortgage?”  It’s a question that homeowners have been facing for many years. Read the rest of this entry »

How To Raise Your Credit Score

How to Raise Your Credit Score

If your credit score is negatively affecting your ability to get credit on favorable terms, there are some straightforward steps on how to raise your credit score dramatically.  A high credit score will make it easier to qualify for mortgages, car loans, and credit cards, and will also help you to get lower interest rates on those loans.  So if your credit score needs a boost, here are four strategies to improve it.  Read the rest of this entry »